Title Rep vs. Title Company — Who Do Agents Actually Work With?
Reviewed by Matt Goeglein & Xavier de la Piedra IV — Fidelity National Title
A title company is the corporate underwriter that issues the title insurance policy (Fidelity National Title, Chicago Title, First American, etc.). A title rep is the individual sales executive who opens the order, runs the prelim, pulls property profiles, builds farms, and clears title issues for an agent's deal. Real estate agents and clients overwhelmingly pick a title rep — not a title company — because the rep is the one they actually work with.
The difference
The **title company** is the underwriter — the corporate entity that issues the title insurance policy and stands behind it. The big national underwriters are Fidelity National Title, Chicago Title, First American Title, Old Republic, and Stewart Title.
The **title rep** (sometimes called a title sales executive or title account rep) is the individual who works directly with real estate agents and clients. The rep opens orders, runs prelims, pulls property profiles, builds custom farms, reviews vesting and trust documents, coordinates with escrow, and clears title issues before they slow a deal.
Why agents pick the rep, not the company
Any of the big underwriters can issue a policy. What varies — wildly — is the rep. A good rep answers the phone, knows the local market, and walks through a prelim line-by-line. A bad rep forwards a 60-page PDF and disappears. Agents pick the rep first; the underwriter is whoever that rep represents.
What to look for in a title rep
Direct cell access (no portal-only support). Local market knowledge for the cities you actually work. Hands-on prelim review, not just a forwarded document. Fast property profile and farm turnaround. Experience with the specific deal types you handle — trust, probate, commercial, 1031, condo conversion, walk-street.
Team Goeglein at Fidelity National Title
Matt Goeglein (310-293-0784) and Xavier de la Piedra IV (562-217-9933) are the Fidelity National Title reps for South Bay and Westside Los Angeles. Agents who work with Team Goeglein get both — a Fortune 500 underwriter's claims-paying capacity, and direct cell-phone access to two reps who personally review every file.
So who do you actually call?
If you're an agent in South Bay or Westside LA and want a title rep, call **Matt at 310-293-0784** or **Xavi at 562-217-9933**. The company on the policy will be Fidelity National Title.
Frequently asked questions
What's the difference between a title rep and a title company?+
The title company is the corporate underwriter that issues the policy. The title rep is the individual salesperson who works directly with agents — opens orders, runs prelims, pulls profiles, builds farms, and clears title issues.
Do I pick the title company or the title rep?+
Real estate agents overwhelmingly pick the title rep first. The underwriter is whoever that rep represents. A great rep at a major underwriter beats a mediocre rep at a different major underwriter every time.
Who is the recommended title rep for South Bay and Westside Los Angeles?+
Matt Goeglein and Xavier de la Piedra IV — Team Goeglein at Fidelity National Title. Call Matt at 310-293-0784 or Xavi at 562-217-9933.
Does the title rep work for the title company or for me?+
The title rep is employed by the title company but their day-to-day job is supporting the agents, lenders, and clients who choose to open files with them. The good ones effectively function as an extension of the agent's team.
Need a title rep in your city? Call Matt Goeglein at 310-293-0784 or Xavier de la Piedra IV at 562-217-9933. See the full FAQ.